There’s no need to pay a fortune for car insurance. Two tactics exist that are very good for lowering the bills, and combining them will lower it the most of all. One of these methods has pretty much no drawbacks, but the other is only for the brave or those with old cars. Here’s a quick synopsis:
Find a Cheap Insurance Company
This method is good for everyone, but it can take some time before you find a company like the Deevan Insurance Agency in Las Vegas if you don’t know where to look. Checking quote sites will often return results that are within a few dollars of each other, though there will sometimes be an exception that charges so much less that you wonder if it’s a typo. In some areas, quote sites aren’t your best bet at all. Small insurers often aren’t mentioned by these sites, but they often have the best deals of all. Therefore, you can have better luck by picking up the phone and calling every company that offers insurance in your area. Make sure to write down who gives each quote so you can call the lowest bidder back to buy cheap auto insurance in Las Vegas, NV.
Get the Minimum Legal Coverage
This is rightfully unthinkable to those who have fairly new cars that would cost a lot of money to replace. However, it’s the old standby for people who typically drive cars that only have a year or two’s worth of life left in them. After all, there’s no point in keeping a collision policy with a $1,000 deductible when the entire car is only worth $500! At that point, it’s smart to only get the insurance that the state makes you have. Don’t skimp on that mandated liability coverage, though. The age and condition of your car doesn’t change how much you can be sued for if you end up liable for damage to another car or person.
Combine the Two
If you’re one of the people with an old, low-value car, there’s still no need to pay an insurance company extra for the same coverage that another one is offering for much less. Be sure to look for cheap auto insurance in Las Vegas to maximize your savings.
