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Garage Keeper Insurance: Protection for the Owner and Customer...

Those that own and operate vehicle repair shops, garages, towing companies, etc. are responsible for the repair and transport of vehicles owned by others. The owners of the vehicles that entrust them to others expect them to be kept safe and free from harm while in their care. Garage keeper insurance is designed to protect customer’s property and the business in the event of property damage. Garage Keeper Insurance Garage keeper insurance protects the owner of the facility in the event a customer’s vehicle is damaged while under the owners care. This insurance covers damage caused by fire, theft, and extreme weather conditions, as well as vandalism of the premises and contents. Garage keeper insurance does not cover damage that might occur because of faulty workmanship or parts. It also does not include coverage for anything left in the customer’s vehicle, in either the glove compartment or trunk, nor does it cover stereo equipment of an aftermarket nature. At the discretion of the garage owner, the policy may be extended to include personal property left in the vehicle. This endorsement, although not necessary to avoid liability exposure, is often taken as it has the benefit of bolstering the reputation of the garage at minimal cost to the owner. Garage Liability Insurance Garage keeper insurance is usually purchased with a liability policy; however, it is a separate policy. Liability insurance is different; it covers bodily injury or damage to the customer’s property as a result of an accident that arises from the operation. Garage liability insurance protects the business owner in the event of third-party injury, damage caused by equipment...

The Purpose And Use Of A Brass Needle Valve...

Brass has long been a metal of choice for parts and fitting. Part of the reason it is such a good choice for most types of parts is that it is highly resistant to corrosion, even when exposed to chemicals and other types of materials that destroy other alloys. Brass is also a material that does not rust, which means it can be used as a material in a valve when fluids or water are present. With a very long life cycle, the ability to work in high-temperature environments without cracking or breaking as well as the relatively low cost of the metal, it makes a good material choice for a wide range of valves. A brass needle valve has all the advantages of brass, including strength, corrosion resistance and the ability to work in high temperature as well as high-pressure systems and applications. The Design Benefits A brass needle valve is a top choice when the system has to have very precise control of the flow or when a gradual shut off or throttling is required. As the name implies, the valve is designed with a long, pointed valve stem that resembles the shape of a small knitting needle. There are miniature versions of these types of valves as well, which are ideal in low pressure and low flow types of applications. By turning the handle, the needle valve stem of the brass needle valve can be moved into or out of the seat of the valve to precisely control the flow. Very small turns clockwise or counterclockwise allow the operator to increase or decrease flow through the...

Earn an MFA in Printmaking to Advance Your Skills...

There are not a lot of people who have the skill and talent to be print makers. This is somewhat of a lost art, but you could be the one to bring it back into the spotlight after earning your MFA in printmaking at the School of the Art Institute of Chicago. We provide you with the historical and scientific background of printmaking, which gives you a firm foundation on which to build your talents. In our master of fine arts program, you will learn about some of the most famous print makers to achieve success in the art and commercial worlds as well as in the places where art and retail intersect. You will learn about Andy Warhol and many others who built their careers on printmaking. In the art studios on our campus, you will be able to set up your own system for making your own prints. Whether you develop a technique that is brand-new or you use a time-proven method and put your own twist on it, is up to you. We know that once you arrive, the ideas you come up with will freely flow. We have set up our master’s degree program in fine arts for printmaking to be one that combines the classroom learning experience with plenty of hands-on time. In art, the best way forward comes from doing. You will have ample opportunity to work with our world-class faculty and meet with artists who have found their niches in the area of printmaking. When you are ready to advance your career through an MFA in printmaking, contact us at the School...

Call a Mice Exterminator in NYC as Soon as You Suspect You Have an Uninvited Guest...

Mice are cute little critters that simply want to visit the home, or so many believe. These little invaders can actually do a great deal of damage, thus any sign of a mouse in the house should immediately prompt a call to a mice exterminator in NYC. They may enter the home through a tiny crack and take up residence before the homeowner realizes they are present. Furthermore, they breed quickly so the problems can multiply in a short period of time. What are the dangers of one or more mice in a home? Contamination of Food and Food Prep Surfaces Mice are agile creatures. They can get up on countertops, squeeze into drawers under the stove, and make their home in a number of locations in the kitchen. Every time they come across one of these surfaces, they may leave behind urine and droppings. These remains can contaminate the food humans in the home eat or the surfaces on which this food is prepared. No person can risk this, so the animals need to be removed immediately. Carriers of Harmful Disease The plague has been eradicated for a number of years, right? While this is not a widespread issue today, mice do carry a number of diseases that can be transmitted to humans. This includes the Hantavirus Pulmonary Syndrome. In addition, if a pet gets a hold of the mice, roundworm, and other parasites may be transmitted to the pet. Often, the humans do not know this is the case until the animal exhibits symptoms. Damage to the Home Mice like to gnaw on things. Although their teeth...

Tips for New Patio Door Installation in Downers Grove IL...

There comes a time in virtually every homeowner’s life that replacing his or her patio door will be necessary. This is due to the patio door becoming old with time leading to unwanted drafts, and fogging or leaking during heavy rain or snowstorm. Replacing a door on your own can be an intimidating experience. Contacting EDI Exterior Designers Inc will ensure the patio door installation in Downers Grove IL is correct and will last for years to come. Choosing a Patio Door With the patio door being one of the most used doors in the home, it is important to choose a style of door that will last. Here are a few styles and materials used for patio doors. French patio doors come hinged like a regular entry door. The can also come side by side, have three doors in a row. Most French patio doors have full glass panels to allow natural light to enter. Sliding doors are glass doors that slide to open. They often come with a patio screen that can be open for fresh air but keep bugs from entering into the home. Folding patio doors are meant for wide spaces that work in an accordion-like fashion. A typical folding door system can have up to eight panels or individual full glass doors that open or close on a track system. Materials Used for Patio Doors Patio doors are constructed from a variety of materials. Vinyl is the most popular material used for patio doors. It is strong as well as durable for warm and cold climates. Individuals who choose a vinyl door do not...

Things to Know Before You Talk to a Moving Firm...

Moving day can be tedious. Talk to your moving team to guarantee a smooth transition. Here are a few things you should know before you hire a team of pros. Type of move Identify the moving services you need, The Spruce says. You’ll pick out the best moving companies in Plainfield IL much faster if you have a clear idea of the kind of assistance you require. Do you need help for a short-distance move or are you relocating to a different state? Then you’ll need to look for firms that offer long-distance moving services. What to move Before you get in touch with moving companies in Plainfield IL, it’s best that you make a complete list of all the things you want to bring along for the move. This is also a good time to sort through everything and get rid of any clutter. That should lighten the load considerably. Damage reports Provide clear reports on any furniture or precious items that detail damage or wear, if there is any. The documentation will come in handy if your furniture is damaged during transport. The reports can make it easier to make a claim. Conditions Make it your priority to inform your movers of anything that could make the move challenging. Is your new home on the third floor of a building? Will they need to use stairs and elevators? Letting them know beforehand gives them enough time to prepare the necessary tools and moving equipment they will need to ensure convenient and easy access. Homework Make sure you’re hiring the right team of movers. How much experience does...

Important tips for selecting hard wood flooring Fort Myers FL...

Whether you have just bought a new house, or just want to renovate the floor in your old one, you must have thought about the floor. If it’s not that good, then consider hard wood flooring Fort Myers FL. You will not only love the look, but you will also like the additional heating cost savings and easy maintenance demand that it comes with as a floor. Although it seems that getting the floor installed in your house is as simple as mentioning it when asked to choose, the reality is not that straightforward. You still have to look into some prerequisites and complementary materials to make sure that the floor installation goes on as planned, and the final job looks as good as promised. The main differentiating factor between hard wood flooring Fort Myers FL and other types of floors is that the former becomes grander as it ages. This means that the value of the home will increase and allow the owner to qualify for a higher value of mortgage refinancing. Just make sure that you are using reputable technicians to install the floor. They should come with the relevant insurance covers to protect your property and keep you away from any arising liability that would be caused by the workmanship. After picking the right professionals to install your floor, you need to let them know your choice of color and texture. This information allows them to pick the right wood and its finishing materials to give you the floor that you require. Take your time to think of the color and texture attributes of the hard...
recent from 2504 A Car Accident Lawyer in Upper Marlboro, MD Will Help You Receive Cash for Your Injuries
A Car Accident Lawyer in Upper Marlboro, MD Will Help You Receive Cash for Your Injuries Are you injured, distraught and unable to work because of someone’s negligence on the highway? Although it may seem like a difficult time right now, a car accident lawyer in Upper Marlboro, MD will help a victim receive the cash they deserve for their injuries, pain, suffering, and loss of wages. A victim has three years from the date of an injury to file a lawsuit against the negligent party in order to receive the compensation they deserve. If an injured individual is partially responsible for the accident, the contributory negligent rule will apply to their case. In a contributory negligent case, a victim who is responsible for any portion of the accident will be able to collect any compensation. Hiring the Right Attorney Not every attorney understands personal injury law. It is very important to hire an experienced personal injury attorney for legal representation. An experienced attorney will know how to argue against the contributory negligent law. Insurance companies will do everything they can to not pay a victim what they are legally entitled to. Attempting to fight against an insurance company alone could leave a victim with a large amount of medical bills and a serious financial situation. Paying an Attorney A car accident lawyer in Upper Marlboro, MD provides a victim with a free consultation to discuss their case and determine whether they should pursue a case against a negligent party. A personal injury lawyer will never ask a victim to pay for their legal services out of their own pocket. The attorney will discuss the percentage they will be entitled to if they win a financial settlement. Caps on Settlements There are caps on settlements that are paid to victims of automobile accidents. These caps do not mean that a victim should not pursue a case, it just means that they will not always receive...
recent from 524 Putting a Baby Up for Adoption in Tulsa
Putting a Baby Up for Adoption in Tulsa An unplanned pregnancy can be an overwhelming situation for all involved. There are needs to be met, decisions to make, and processes to consider. Practical information, free counseling services, support, and referrals can help make the situation more manageable for birth mothers. The first step is to seek counseling services from a dedicated staff who will listen, answer questions, provide information regarding available options, and support mothers whether they decide to parent or put the baby up for Adoption in the Tulsa area. Counseling is free to anyone who is pregnant or has recently given birth. Counseling can be provided at the main office or at the mothers’ homes, depending on the preference of the mother. Counseling services are also available to the father of the child, family members, and parents. If the choice has been made to parent a child, referrals to community services are made to provide for medical and physical needs of both mother and child. Support and help preparing for emotional needs are offered so the mother knows what to expect and how to cope with parenting. It is important to have continuing services available for the success of both mother and child, and to keep adoption open as an avenue if the mother decides parenting is not what she wants. If Adoption is chosen, support for emotional needs is available and legal work for adoption is completed. If a mother decides to put a baby up for Adoption in Tulsa and has no appropriate living arrangements, a maternity home is available for the duration of the pregnancy. Different agencies and organizations have varying policies and procedures for the adoption process. Some encourage relationships between birth mothers and adoptive parents and foster that nurturing and supportive environment. Birth mothers may receive pictures of the child or be part of the child’s life, depending on the...
recent from 772 Wholesale Automotive Parts in Wisconsin: Focusing on Big Rig Wheels
Wholesale Automotive Parts in Wisconsin: Focusing on Big Rig Wheels A fleet of semi trucks and trailers builds up enormous mileage on the wheels. The owner may need wheel replacement on occasion and appreciates discount pricing from a supplier. That supplier would be well-advised to join a wheel program from a wholesaler of Automotive Parts in Wisconsin. This program allows the retail supplier to provide very reasonable pricing to loyal customers who have numerous trucks on the road at all times and thus do a great deal of parts business to keep those vehicles running safely. Semi trucks and trailers can legally weigh up to 80,000 lbs. on roads that allow these vehicles. A single axle is allowed to carry 20,000 lbs. Trailers that routinely haul very heavy loads have a lot of pressure applied to the wheels. These may be flatbed trailers hauling lumber, concrete or pipes. They might be enclosed trailers hauling refrigerators or freezers. Even a load of canned food or dairy products can put substantial weight on trailer wheels. In addition, the U.S. House of Representatives is considering a bill that would increase the maximum weight to 91,000 lbs. on federal highways. Agricultural organizations have put their support behind this bill as it would save money for farmers. Loads of products such as soybeans and dairy foods would not have to be split into lighter loads to transport them across the country. Research must be done on by the Department of Transportation on whether this idea is feasible, but it may go into effect at some point in the future. A previous study looked at the possibility of moving agricultural products at a maximum weight of 97,000 lbs. on a truck and trailer with six axles instead of five, noting that this would actually cause less wear and tear on highways. A company that supplies wholesale Automotive Parts in Wisconsin may specialize in wheels and...
recent from 3984 What to Look for and When to Call Tree Services in St. Paul MN for Help
What to Look for and When to Call Tree Services in St. Paul MN for Help With many species living for hundreds of years under ideal conditions, it can be easy to overlook trees. In practice, though, paying close attention to the condition and needs of trees on residential property is the best way of all of ensuring that they will remain healthy and stick around. Homeowners who make this a regular part of their household routines can be assured of enjoying all that the trees on their properties will have to offer for many years to come. In many cases, all that is really required is to be attuned to the presence of relatively sudden changes in a tree’s condition. Otheitlr than the seasonal changes that most pointedly affect deciduous trees, most species will remain relatively constant in their appearance throughout the passing years. A sudden, visible change will therefore often be a sign of trouble and a signal to call on one of the many capable tree services in St. Paul MN. These changes can take any of a number of forms. Homeowners should of course be aware that certain of their trees are likely to lose their leaves with the arrival of cooler weather and to grow new ones when it becomes warmer. Beyond those obvious, healthy signs, though, most natural developments with trees tend to be of a fairly subtle sort. Anything that stands out as unusual should therefore, at the very least, be inspected more closely. The development of a new kind of mold on a tree’s bark, for example, can be a sign of something else going on with the living organism beneath. A tree that comes under attack from certain fungi or insects will often take on a markedly different appearance as a result, with everything from leaves to bark displaying the effects of the stress it experiences. When these symptoms crop up, then, it often makes good...
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