People apply for social security disability benefits in one of two ways. First, Social Security Disability Insurance (SSDI) is for people who worked. More specifically, SSDI is for disabled persons who had social security benefits taken out during employment. On the other hand, Supplement Security Income (SSI) is a joint program between the federal and state governments. The program targets low-income disabled and elderly individuals. SSDI recipients receive a monthly check based on past-employment income. Also, individuals who receive SSDI for two years are entitled to Medicare.
The Social Security Administration (SSA) scrutinizes disability applications. Indeed, many people are turned down and must appeal. Approved applicants must have a physical or mental condition that is terminal or keeps them from working for one year. Applicants may need an attorney to represent them. That is because attorneys know how to present the case to prove disability. The case must be proven to SSA’s various medical and vocational experts. Further, there are requirements that must be met for different conditions to be disabling. Lower income people should consult with an SSI Disability Attorney in San Antonio. Visit the lawyer’s website and click where it says, read full info here.
Individuals must be in all of the following categories to receive SSI:
1. disabled, blind or above age 65
2. a U.S. citizen
3. meet certain tests based on being a permanent resident, veteran or refugee
4. low monthly income
5. own less than $2,000 in assets ($3,000 for couples)
$700 to $1400 is considered low monthly income. Also, one’s home and car are not included in the $2,000 property limit. Individuals who are approved are awarded $733 per month. Couples receive $1100 per month. SSI recipients are entitled to other benefits including Medicaid and food stamps. SSA does not count the first $20 individuals earn each month. Likewise, tax refunds and some public benefits are not counted towards income. However, SSA will count personal injury and workers compensation settlements. Talk to an SSI Disability Attorney in San Antonio if you plan on receiving a lump-sum settlement. Attorneys may be able to help certain clients keep their benefits, despite winning a settlement. SSI benefits are the only source of retirement funds for many people.
