Very few words strike fear in a parent’s heart like the words “teen driver” do. Not only does it mean that you have lost control over their actions in a car, it also means that you have to pay the high rates on insurance that come with having a “teen driver.” Insurance for teen drivers can be more expensive than your mortgage payment, if you aren’t careful, and if you aren’t careful, it can soar even higher, if they have any sort of a fender bender. Below you will find some tips on how to find the best car insurance in Bethlehem, PA for teen drivers.
Good Grades in School
When searching for the best teen car insurance in Bethlehem, PA it helps if your child is getting good grades. Very few parents would think that good grades in school could lower their car insurance, but they can. Attendance and GPA, grade point average, can affect how much your policy is when your teen starts driving. Some insurance companies offer hefty discounts for A and B students.
Drive Smart
While many parents feel driving smart isn’t in a teenager’s vocabulary, you would be surprised at the maturity of some teens. You need to have a serious talk with your teen, before they get behind the wheel. The best way to keep your insurance rates at a low premium is for them to get in no accidents, get no speeding tickets, and act responsibly.
Buy a Safe Used Car
Flashy sports cars for teens will drive your insurance payments through the roof. Not only do teens not need a new car that is sporty, your insurance rates can’t stand it. Brand new cars are more expensive to insure and you can be sure that the rate will go even higher when the insurance company knows that your 16-year old will be behind the wheel.
Insuring your teen when driving is the only way to ensure that your child and your car are protected should an accident occur. Following the tips above will help you to get those insurance payments as low as possible.
