Workers’ Compensation is a commercial form of insurance that most employers are required to carry for their employees. It is coverage that covers an employee’s wages, potential income loss, and medical bills if they become injured or disabled due to an accident while on the job. Only a lawyer can give you the specifics about Worker’s compensation law in Sturgis SD , but the basics will be covered in the following information.
State laws regulate the amount of benefits injured employees get for Workers’ Comp. The reason for this is to ensure the worker gets the benefits they are entitled to according to their needs. South Dakota employers can buy commercial insurance for Workers’ Compensation or be self-insured and pay the benefits out of company funds. Regardless of how the employer handles Workers’ Comp, workers have to be provided for if they are injured while performing their work duties.
It is the responsibility of the employee to report an injury to their supervisor as soon as possible. The forms include information like the where, what, when, and how of the circumstances surrounding the injury. It is also the employee’s responsibility to seek medical attention for said injuries when possible. If the injury causes the worker to get knocked out, then a family member or coworker can get the necessary paperwork and help with the details.
While you get to choose your own doctor for initial treatment, sometimes Workers’ Comp coverage or the employer will want a second opinion or will want you to use their doctors in order to receive your compensation. Specialists that may be needed in your case must be approved by Workers’ Comp and/or your employer. Every case is different which is why most people consult with an attorney at some point in time during the process.
Most cases where Workers’ Compensation are handled well by the employer or the insurance coverage provider. However, if you have been denied benefits that you deserve, worker’s compensation law in Sturgis, SD may work in your favor. The only way to know is to consult with an attorney. Gunderson, Palmer, Nelson and Ashmore LLP Attorneys at law offer free, no-obligation consultations for Workers’ Compensation claims.
