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Tips for Buying a Diamond Engagement Ring on a Budget

Tips for Buying a Diamond Engagement Ring on a Budget

It is entirely possible to buy beautiful diamond engagement rings while also being on a budget. It is important, however, that you know what you want and do some research before you head into the nearest jewelers. We have come up with a handful of tips that can ensure you get a ring that will be adored but that won’t break the bank. We’ll go over those now.

First things first, you need to know what your budget is. Many people believe a ring should cost about the same as one or two month’s salary but this is a pretty outdated idea. No matter how much you have available to spend, there is an engagement ring that will be within the parameters. So, choose the budget you can handle and then stick with it.

You also want to walk in to buy a ring knowing what you’re looking for. There are lots of questions that can be overwhelming if no research has been done. Many websites online offer more information on the questions that are common, so you have an idea of what you should know. If all else fails, consider the style of jewelry that the woman wears regularly to guide your choice.

One option you can choose is to ask for a diamond that is a little lighter than the sizes that are most popular. In some cases, choosing a slightly smaller diamond can give you huge savings. If you are considering 1 carat diamonds, for instance, consider looking at the 0.9 and 0.8 diamonds, as well. You can compare the price and appearance to determine what you want.

Another thing to keep in mind is how the warranty works for the rings you are looking at. This can end up saving you money in the long run, which should be considered. For instance, if the jeweler you choose has return, exchange, or warranty policies, you may save money later. This also often shows the jewelry is quality as they are willing to stand behind their product.

Of course, if you find the perfect ring and it’s a little too expensive, you can also consider financing. In many cases, you will have six months to a year of payments, possibly without interest. Make sure you understand the policy in depth before choosing this option.

If you are looking for diamond engagement rings and are located in New Jersey, Lincroft Village Jewelers is a great destination. Their rings are excellent in quality and their prices are competitive with other jewelers in the area. To find out more, give them a call at 732-842-7001.

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