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Exploring Requirements For Van Insurance Policies In Waukesha, Wisconsin

Exploring Requirements For Van Insurance Policies In Waukesha, Wisconsin

In Wisconsin, all auto owners are required to obey insurance laws and purchase the appropriate policies. Van owners must follow the same mandate based on how they use their vehicle. A local insurance provider offers details about Van Insurance Policies in Waukesha Wisconsin for the owners.

Liability Coverage Requirements

The state of Wisconsin requires auto liability coverage for all auto owners with registered vehicles. The state mandate requires the policy to provide $25,000 for the initial injury or fatality that occurs in an accident. The maximum coverage requirement is $50,000 for all injuries. The policy should offer $10,000 for any type of property damage that happens during an auto accident.

Additional Insurance Mandates

State laws also require the auto owners to have uninsured and underinsured motorist insurance. The policy must provide at least $25,000 for the first injuries and a maximum of $50,000 for the entire accident.

When is Proof Needed?

Proof of insurance is required for all traffic stops and when auto tags are renewed. The auto owner must also provide proof if they are registering a new vehicle at the Department of Motor Vehicles. The agency can also request new proof of coverage if a policy is terminated or if the insurance card has expired. Typically, the auto owner must provide evidence of insurance when financing a new or used vehicle as well.

Commercial Auto Coverage

Any van that is used for commercial purposes requires commercial auto coverage. The policies provide adequate coverage for common liabilities that could prove costly for business owners. The coverage level selected could protect products that were damaged during deliveries. Business owners could utilize a commercial policy in addition to a standard auto policy to maximize coverage.

In Wisconsin, state laws apply to all vehicles and require the owners to purchase auto insurance. The insurance requirements include auto liability, uninsured motorists, and underinsured motorists coverage. However, the owner can adjust the coverage level based on their preferences. Auto owners who want to learn more about Van Insurance Policies in Waukesha Wisconsin can contact P & C Insurance Services Inc. or Visit the Website for a free quote right now.

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